Heritage Financial Planning

Fee-Only Financial Planner in Atlanta

Atlanta Based Financial Planner

It's your money — what are you going to do with it? That's a question many people have, but don't know how to answer. Some feel they can figure out the best way to plan for the future and to invest their money on their own. Others who do seek advice might fall into the trap of trusting so-called financial experts who are only in the business for the profit.

Fortunately, there are ways to choose a financial planner or advisor whose recommendations you can trust to be made in your best interests, not in the interest of lining the pockets of thier company. You want to look for an independent, fee-only fiduciary advisor. In Atlanta, Heritage Financial Planning offers its services on a fee-only basis and is bound to a fiduciary standard.

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Who is Heritage Financial Planning?

Heritage Financial Planning is a wealth management firm with offices in Atlanta, Georgia, Grapevine, Texas and Dallas, Texas.

Our founding principal CERTIFIED FINANCIAL PLANNER™ professional, Steve Blankenship, is licensed to practice in Georgia and serves clients at our Atlanta office. He is a member of the National Association of Personal Financial Advisors (NAPFA), a nationwide network of fee-only financial planners and advisors. NAPFA's support systems and networks provide access to the experience and knowledge of more than 1,200 other industry professionals and financial advisors who share our philosophy. Steve is one of several advisors at our firm who serve as a member of the Financial Planning Association, the largest financial planning professional association.

Financial Planning Services in Atlanta, GA

Personal Financial Planning | Heritage Financial Planning


Our financial planning services can help you meet all your personal financial goals. Personal financial services aim to assist you with managing your money, investing, dealing with your mortgage and other aspects of your personal finances. Receive quality, reliable advice on investment and financial opportunities to better serve you, your home and your family.

Retirement Planning Strategies | Heritage Financial Planning


People today are living longer, more active lives. This is wonderful, but it also brings with it the challenge of making sure you don’t outlive your money. We can come up with a range of strategies to help you win that race and enjoy as many decades of the retired life as you can.

College Funding Advice | Heritage Financial Planning


The cost of tuition at a private college is high already, and it seems to skyrocket every year. College can also come at a time when many families are caught in the middle, possibly having to pay for the care of aging parents and dealing with the expenses of younger children in the home, too. There are many ways to manage upcoming college expenses, and we can help you determine the right ones for you.

Stock Option Advice | Heritage Financial Planning


Stock options can be a tremendous financial opportunity, but they can also be extraordinarily complex. Balancing the need for tax planning, investment diversification and concentration risk is beyond the scope of most executives, but we have the know-how and experience to help guide you through the process. We specialize in helping clients avoid the pitfalls of stock option exercises.

Lump Sum Distribution | Heritage Financial Planning


We can help you decide whether to take a lump sum vs. regular payments if you have that option, as well as guide you toward financially responsible choices for that lump sum once you have it.

Personal Tax Planning | Heritage Financial Planning


Whatever your line of work is, it probably does not revolve around understanding the tax code. Our team can offer tax suggestions to help you minimize your tax burden.

STEVE BLANKENSHIP | Owner and CEO Heritage Financial Planning

The Heritage Difference

Fee-Only. Many financial planners work on commission. It's the reality of the industry and the standard "business-as-usual" model. We don't settle for "business as usual," though. Heritage Financial Planning aims for our work to be as transparent and as tailored to clients as possible. That's one of the reasons why we don't accept commissions.

Independent. Our CERTIFIED FINANCIAL PLANNER™ professionals have passed independent training, examinations and experience requirements to earn that official title. Our fee-only structure helps us maintain autonomous and advantageous wealth guidance.

Objective Advice. We mean it. Heritage Financial Planning uses information and data collection to create bias-free financial plans in our clients' best interests without pressure.

Financial Planner in Atlanta Georgia

Financial planning is more than opening the right accounts and investing the right amount of money. It's about taking control of your life, whatever opportunities it presents.

The fiduciary, fee-only financial planners at Heritage Financial Planning in the Atlanta Georgia area give sound advice and guidance. Private Asset Management Magazine named us one of 2018's Best Private Wealth Manager Client Services* for firms in the under $5 billion category. Let us show you why through our comprehensive advisory services, from wealth management to college savings to planning appropriate monthly budgets during retirement.

400 Galleria Parkway
Suite 1500
Atlanta, GA 30339

Economic Outlook In Atlanta Georgia

In Atlanta, the median household income is $46,439, slightly less than the median income for the U.S. as a whole, which is $53,482 per year. The per capita income is $35,719. About 5.7 percent of the Atlanta metro area earns more than $200,000 per year while 11.2 percent earns less than $20,000 annually. In Atlanta alone, about 8.3 percent of the population brings in more than $200,000 and around 20 percent bring in less than $20,000.

The area is the fifth most populated in the U.S., with around 5.8 million residents. Atlanta is also growing, with its job growth over the next decade expected to be around 38.5 percent, just slightly higher than the job growth for the entire U.S. as a whole. Production in the area is growing, too. Between 2015 and 2016, Atlanta's GDP increased by nearly four percent, from $308.7 billion to $320 billion. Only San Francisco saw more growth than Atlanta over that same period.

The cost of living in Atlanta is two percent higher than the national average, which is an important consideration when you're deciding how much you'll need to have saved for each year of retirement. It's also important to know the tax rate, which is currently six percent, as you are likely to be liable for paying income taxes on any sources of retirement income. Another factor that can affect your cost of living in retirement is sales tax, which is currently eight percent in the Atlanta metro area.

Dallas-Area Growth: The Dallas-Fort Worth region is one of the largest metropolitan centers not only in the state but the entire country. In 2017 alone, of 146,000 new residents was the highest of any metro area in the nation. Population-wise, it now sits behind only New York City, Los Angeles, and This residency boom influences both Dallas' employment statistics and GDP outputs. It's ranked within the top 10 cities in the United States for financial stability 1 , employment prospects and business opportunities. Annual employment growth rests at 3 percent, nearly double the nation's average of 1.7. The Dallas-Fort Worth-Arlington region's GDP output is also expected to rise as the state continues its tech boom and solidifies its place as the country's top exporter of technology 1 .

The fee-only fiduciary advisors who work at Heritage Financial Planning are solely committed to meeting the needs of their clients. Whether you are looking for a financial planner in Atlanta who can offer you retirement advice, general financial planning assistance or help with another area of your finances, contact us today to learn more about how our team of financial planners can work with you and give you peace of mind when it comes to your financial situation.


10440 N Central Expressway
Suite 1120
Dallas, TX 75231